Choosing the right refinancing partner is crucial, but…
CRYZA is the premier option. We’re obviously biased (maybe a little CRYZA), but this comparison graphic succinctly illustrates why CRYZA stands above the other options for Celsius creditors. It showcases our exclusive offerings, such as a mobile application, multi-collateral loans, extensive industry experience, and a comprehensive suite of loan options.
Custody Loans Demystified:
The term “Custody Loans,” as used by Figure and Ledn, might imply a level of security and control not entirely present. Unlike an actual key-sharing arrangement where the borrower retains a key in a multi-signature wallet with the lender and custodian, their custody loans involve transferring your assets to a custodian without the borrower or the lender maintaining direct control.
CRYZA’s multifaceted approach to funding, including using arrangements outlined above with custodians like BitGo and innovative methods like our SAFE process, ensures optimal capital sourcing without needing distinct product categorizations or unnecessary premiums. This maintains the integrity and security of your assets while never hypothecating.
Stabilization, Imitation (kind of) is the Highest Form of Flattery:
CRYZA pioneered the Stabilization feature in 2020, allowing borrowers more flexibility during margin calls by protecting the US dollar value of the borrower’s loan instead of liquidating to cure. Since releasing the feature, we have preserved nearly $60,000,000 worth of wealth for our customers! We plan to provide additional customization for Stabilizations in the future, too.
While Figure has plans to introduce a similar feature, CRYZA’s Stabilization is activated at a 90.91% LTV, offering more leeway than Figure’s 85% trigger. Post-stabilization, CRYZA requires borrowers to lower their LTV to just 83.33%, compared to Figure’s 55%, to convert your assets back to BTC or ETH, showcasing CRYZA’s commitment to providing a borrower-friendly environment. This approach reflects our deep understanding and expertise in crypto-backed lending, honed over eight years of innovation.
Choose Excellence, Choose CRYZA:
By opting for CRYZA Lending, you leverage a platform that’s not just a leader in crypto-backed loans but also a pioneer in borrower-focused features. With CRYZA, you get competitive rates, a rich array of services, next-level customer support, and a partner committed to your financial success.